Shell Card 2023 Rate Changes: What You Need to Know

By Rich Weddell

Last updated Oct 02, 2023

Table of Contents

    On the fence about whether a fuel card is the right move for your business? Well, we’ve got some great news from Shell Card today that might just tip the balance in camp yes.

    Shell Card is dropping its credit card surcharge rate for payments made by Mastercard or Visa by HALF starting from October 2023. So, if you’ve thought about getting a Shell Card but haven’t taken the leap, now might be the perfect time.

    Let’s dig into what’s new, and why now is the perfect time to consider a Shell Card account for your company.

    Save 6c/l + $0 card fees in promo period

    Access 1,250 sites Australia wide. Friendly credit terms for new businesses.
    Enquire To Save

    Shell Card Surcharge Rates: What’s Changed?

    The surcharge rates for payments made using Mastercard or Visa on your Shell Card will decrease from the existing 0.8% to half at 0.4% starting Sunday, 1st October 2023.

    This means for every transaction, your surcharge fees will be notably less. While a decrease of 0.4% might not seem like much of a difference, if you have a large fleet, the savings can be pretty substantial across the year.

    It also means Shell Card now has the lowest credit card surcharge fees out of all the major fuel card players.

    To put it into perspective, let’s compare how much you’d have to pay in credit card surcharges before and after the changes.

    Fuel spend per month  0.8% surcharge on Visa or Mastercard  0.4% surcharge on Visa or Mastercard  Savings per year 
    $1,000 $8 $4 $48
    $2,000 $16 $8 $96
    $3,000 $24 $12 $144
    $4,000 $32 $16 $192
    $5,000 $40 $20 $240
    $8,000 $64 $32 $384
    $10,000 $80 $40 $480
    $20,000 $160 $80 $960

    How Does Shell Card’s Credit Card Surcharge Compare?

    Visa Surcharge  Mastercard Surcharge AMEX Surcharge 
    Shell Card 0.4% 0.4% 1.5%
    FleetCard 1.15% 1.21% 2.50%
    WEX Motorpass 1.30% 1.30% 2.10%
    Metro Petroleum Card 1.30% 1.30% 2.10%
    Ampol Card 0.53% 0.73% 2.10%
    7-Eleven Fuel Pass 1.30% 1.30% 2.10%
    Mobil Card 1.30% 1.30% 2.10%
    BP Plus Card 0.42% 0.46% 0.00%
    United Card 1.20% 1.20% 2.40%
    Puma Card 1.30% 1.30% 2.10%

    What Does this Mean for Shell Card Customers?

    By reducing the surcharge rate, Shell Card is essentially putting money back into your pockets. If you frequently use your credit card to pay off your Shell Card dues, this reduction will culminate into noticeable savings over time.

    This is especially good news if you’re a Shell Card customer who uses their Mastercard or Visa to take advantage of reward programs.

    With a lowered surcharge, you can continue to rack up those reward points without the added burden of higher fees. It’s a win-win!

    Shell Card Quick Facts

    • Save time by linking multiple cards to a single account
    • Use at over 1,300 locations
    • Earn Flybuy points at Shell Coles Express locations
    • Save 6c/l and zero card fees during promo period and 2c/l for regular fuel and 4c/l for premium fuel thereafter
    • Weekly, fortnightly, and monthly payment terms
    • Simple expense tracking and reporting options
    • Use Shell Card Online for easy tracking of fuel consumption and specific transactions

    Shell Card Pros & Cons

    What’s good? What’s not so good?
    ✅ Earn Flybuys rewards at Coles Express branded Shell locations (1 flybuys point for every $2 you spend)

    ✅ Flexible payment terms and methods

    ✅ Excellent 6-month promo offer, and solid deal thereafter with 2c/l for regular fuel and 4c/l for premium fuel

    ✅ Simplified bookkeeping by consolidating fuel costs into one tax invoice

    ✅ Easy to follow video tutorials

    ✅ No minimum time to be in business to apply

    ❌ Discount vouchers cannot be used in conjunction with Shell Card

    ❌ Doesn’t directly integrate with Xero or MYOB

    The Benefits of the Shell Card

    Not a Shell Card customer but thinking about opening up an account? Now’s the perfect time. Here are just some of the great benefits of the Shell Card fuel card for your business’s productivity and bottom line.

    • Expansive Network: With access to over 1,300 locations, from Shell to Coles Express and more, you’re never far from a refuelling point.
    • Earn As You Spend: The Flybuys reward system lets you accumulate points with each purchase. Every time you fill up at a Shell Coles Express, you earn Flybuys points which can be redeemed for a myriad of rewards
    • Simplified Accounting: Forget about hoarding and losing fuel receipts. The Shell Card provides a consolidated tax invoice, making it easier to track and report every fuel purchase.
    • Ongoing Promotions: From savings of 6c/l during promotional periods to ongoing discounts on fuel, there’s always something extra for Shell Card users.
    • Flexible Payment Terms: Whether you prefer weekly, fortnightly, or monthly settlements, Shell Card has got you covered.
    • Enhanced Security: Advanced security features, individual PIN numbers, and the option to emboss cards with vehicle numbers or driver’s names ensure your transactions are safe.
    • Broad Fuel Options: From Shell V-Power to Shell Diesel Extra, the choice of fuels is vast and caters to all vehicle types.

    In a nutshell, the Shell Card isn’t just a fuel card. It’s a comprehensive solution for businesses, offering a blend of convenience, rewards, and savings. And with the upcoming reduction in the Mastercard and Visa surcharge rates, there’s even more reason to smile about your Shell Card.

    For Australian businesses, especially those operating in the e-commerce sector, striking the right balance between efficiency and cost savings is paramount. Shell Card offers just that.

    Want to Streamline Your Fleet’s Fuel Expenses?

    Make the smart switch today. Discover how the Shell Card can simplify and streamline your fleet’s fuel expenses. Don’t miss out – fuel efficiency, rewards, and ease are just a click away. Dive in and give your fleet the Shell Card advantage!

    Save 6c/l + $0 card fees in promo period

    Access 1,250 sites Australia wide. Friendly credit terms for new businesses.
    Enquire To Save

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