BP Plus Card
BP Plus Fuel Card Review: My Take on Fees, Benefits and Applying
If your drivers are already stopping at BP most weeks, BP Plus is one of the more straightforward business fuel cards to look at. It gives you a BP network of 1,400+ sites, lets you manage spending by driver or vehicle, and puts your fuel reporting in one place. If you have a mixed fleet, eligible fuel-and-charge cards can also bring bp pulse EV charging into the same account.
My view: BP Plus makes the most sense when BP already fits the way your team travels. I would not choose it just because of a short-term headline offer. First check the sites your drivers actually use, then compare the ongoing fees, controls and payment terms with the other cards on your shortlist.
My take: who is BP Plus good for?
I think BP Plus is a sensible option for businesses that have already built their routes around BP. That includes trades, service businesses, regional operators and fleets that value a familiar network, clear reporting and the ability to control what each card can buy.
It is also a card worth a closer look if Qantas Business Rewards matters to your business, or if you are starting to add electric vehicles to the fleet. Having fuel and eligible EV charging on one account can be much easier to manage than asking the accounts team to reconcile several different providers each month.
Where I would pause is network fit. BP Plus is a BP-network card, not a broad multi-brand card. If your drivers regularly need to fill up at Ampol, Shell, 7-Eleven, United or independents, a wider-acceptance card may save your team more time than a BP-only setup. The right question is not “Is BP Plus good?” It is “Will BP Plus work where my drivers already go?”
What I like about BP Plus
It keeps fuel and eligible EV charging together
For a fleet moving gradually into EVs, this is one of BP Plus’s more useful features. Eligible fuel-and-charge cards can be used for BP fuel and bp pulse charging through one account, rather than creating a separate charging process for the office team to manage.
BP’s bp pulse network has more than 250 rapid and ultrafast charge points. That is useful coverage, but I would still check the live charger map before making a decision. A network total does not tell you whether there is a charger near the jobs, depots or regular routes that matter to your business.
You can set the cards up around the way your fleet works
BP Plus lets you choose driver-specific or vehicle-specific cards. If one vehicle has several drivers, a vehicle card can make the vehicle costs easier to see. If one person moves between vehicles, a driver card can make more sense.
You can also control what each card can be used for. Limits can be set by time, volume or dollar value, and odometer prompts can help keep records cleaner. For a small business, that may simply mean fewer awkward questions at the end of the month. For a larger fleet, it can give the manager a clearer picture of spend as it happens.
The reporting is practical, not just a feature-list item
BP Plus gives you GST-substantiated monthly statements and access to BP Plus Online around the clock. You can manage cards, request replacements, report a lost or stolen card and look at reporting without having to chase paper receipts.
If you use Xero, eligible BP Plus account holders can connect their invoice data to Xero. The BP Plus invoice can flow through as a draft bill, which can save some manual reconciliation work.
Qantas Points may add value for the right business
If your business is already part of Qantas Business Rewards, BP Plus can turn qualifying fuel and shop spend into Qantas Points. The current published rates are:
- 1 Qantas Point for every litre of bp Ultimate 98
- 1 Qantas Point for every 2 litres of eligible 91, 95, diesel and Ultimate Diesel fuel
- 1 Qantas Point for every $1 spent on eligible in-store purchases
- 1 Qantas Point for every 2 kWh of eligible bp pulse EV charging
My take here is simple: treat points as a useful extra, not the whole reason to choose a fuel card. The network, ongoing cost and controls should work first. Qantas Points are subject to eligibility rules and exclusions, so check the current BP Plus and Qantas Business Rewards terms before you count them into your savings.
BP Plus fees, fuel savings and payment terms
What does BP Plus actually cost?
When you’re comparing fuel card costs, look at the whole picture: the number of cards you need, your likely fuel volume and how you plan to pay. If you pay the account by credit card, BP says service fees may apply. .
What fuel discount do you get?
BP’s published standard offer currently lists 2 cents per litre off eligible regular fuel and 3 cents per litre off eligible premium fuel. Regular fuel includes Regular 91 and Diesel. Premium fuel includes Premium 95, Ultimate 98 and Ultimate Diesel. Autogas and AdBlue are excluded.
BP sometimes runs a stronger new-customer offer, often with a bigger cents-per-litre saving or bonus Qantas Points. Those offers change, have end dates and can include volume, customer-history or payment conditions. I would always look at the short-term offer versus the ongoing deal when comparing fuel cards.
How to apply for a BP fuel card
The BP Plus application is online and BP takes around 20 minutes, depending on the size of the business.
What I would have ready before starting:
- Your registered Australian Business Number (ABN)
- A current, valid driver licence
- Your business bank-account details or card-payment details for direct debit
- Driver names or vehicle identifiers for the cards you want to order
- Residential address and identity details for relevant partners, directors or owners
- Details of key people in the business
You need to be an eligible business representative, such as a director, partner or business owner, and you must be at least 18. BP will carry out identity verification and credit checks. If you are applying for a company or trust, BP may also need directors to sign a Deed of Guarantee and Indemnity.
The application process, step by step
- Check the BP network first. Before filling in the form, use BP’s site locator and look at the places your team actually refuels.
- Decide how you want the cards set up. Think about whether each card should follow a driver or a vehicle, and what each card should be allowed to buy.
- Gather the business details. Have your ABN, payment details, identity details and driver or vehicle information ready before you start.
- Complete the online application. Fill it in accurately and be ready to provide more information if BP needs it for the credit assessment.
- Set up the cards after approval. Before the cards go to drivers, set the permissions, PINs, limits and reporting preferences that suit your fleet.
How long does BP Plus approval take?
Completing the form is the quick part. Approval can take longer because it depends on your information and BP’s credit assessment.
If you need cards for a new contract, a new vehicle rollout or a busy period, I would give yourself plenty of time.
Where can you use a BP Plus card?
BP Plus is accepted at more than 1,400 BP sites across Australia, including BP-branded service stations, truck stops and truck-friendly sites. That gives the card useful metro and regional coverage, particularly for businesses that are already loyal BP customers.
The important detail is that site services vary. A BP site may not necessarily have the carwash, Wild Bean Cafe, truck facilities or mobile-payment option you need. The permissions on your card matter too. Before sending a driver somewhere, use BP’s live locator and check the individual site.
Can you pay with the BP Plus app?
Yes, but not at every BP location. The BP Plus app can be used at more than 700 mobile-payment-enabled stores. The app includes a Store Finder, which is the easiest way to check whether app payment is available before you arrive.
At an enabled store, drivers can open the app from the vehicle, choose the pump and fuel type, enter their passcode and then refuel. The transaction is added to the BP Plus account.
I like this feature for the time it can save drivers, especially on busy days. Just make sure the team understands that the app is not available at every BP site.
BP Plus and EV charging: what you need to know
A standard BP Plus card is not automatically ready for EV charging. If you want to use bp pulse, you need to order an eligible fuel-and-charge card.
That card can be set up for EV-only use or broader fuel-and-shop permissions. There are some limits available for fuel transactions, including transaction-volume, transaction-cost and purchase-time limits, cannot be applied to EV charging transactions.
Eligible customers can currently save 2 cents per kWh on eligible bp pulse charging and earn 1 Qantas Point for every 2 kWh charged. As with any fuel-card benefit, check the current BP Plus, bp pulse and Qantas terms before relying on it in your budget.
The bottom line
My view is that BP Plus is a good, practical card for a business that already fits naturally into the BP network. The card controls, reporting, app payment and fuel-and-charge option give it more depth than a simple fuel-discount card.
The trade-off is that you need to be comfortable with a BP-focused network. If your drivers use lots of brands or depend on independent sites, compare it carefully with a broader-network alternative. And before you apply, confirm the current fees and any promotion directly with BP.
How we review fuel cards
At Fuel Card Comparison, a leader in the Australian fuel-card comparison space, we look past the big headline offer. We focus on the everyday things that affect your business after the first fill-up: where the card works, what it actually costs, what happens after a promotion, how easy it is to manage, and whether it makes life easier for the person doing the books.
For this review, I checked BP Plus’ information, online application and fee schedule on 8 September 2026. I update reviews when a provider changes a material offer, fee or feature. Still, pricing and account terms can change, so it is always smart to get the final details in writing before choosing a fuel card.
BP Plus Fuel Card Review: My Take on Fees, Benefits and Applying
If your drivers are already stopping at BP most weeks, BP Plus is one of the more straightforward business fuel cards to look at. It gives you a BP network of 1,400+ sites, lets you manage spending by driver or vehicle, and puts your fuel reporting in one place. If you have a mixed fleet, eligible fuel-and-charge cards can also bring bp pulse EV charging into the same account.
My view: BP Plus makes the most sense when BP already fits the way your team travels. I would not choose it just because of a short-term headline offer. First check the sites your drivers actually use, then compare the ongoing fees, controls and payment terms with the other cards on your shortlist.
My take: who is BP Plus good for?
I think BP Plus is a sensible option for businesses that have already built their routes around BP. That includes trades, service businesses, regional operators and fleets that value a familiar network, clear reporting and the ability to control what each card can buy.
It is also a card worth a closer look if Qantas Business Rewards matters to your business, or if you are starting to add electric vehicles to the fleet. Having fuel and eligible EV charging on one account can be much easier to manage than asking the accounts team to reconcile several different providers each month.
Where I would pause is network fit. BP Plus is a BP-network card, not a broad multi-brand card. If your drivers regularly need to fill up at Ampol, Shell, 7-Eleven, United or independents, a wider-acceptance card may save your team more time than a BP-only setup. The right question is not “Is BP Plus good?” It is “Will BP Plus work where my drivers already go?”
What I like about BP Plus
It keeps fuel and eligible EV charging together
For a fleet moving gradually into EVs, this is one of BP Plus’s more useful features. Eligible fuel-and-charge cards can be used for BP fuel and bp pulse charging through one account, rather than creating a separate charging process for the office team to manage.
BP’s bp pulse network has more than 250 rapid and ultrafast charge points. That is useful coverage, but I would still check the live charger map before making a decision. A network total does not tell you whether there is a charger near the jobs, depots or regular routes that matter to your business.
You can set the cards up around the way your fleet works
BP Plus lets you choose driver-specific or vehicle-specific cards. If one vehicle has several drivers, a vehicle card can make the vehicle costs easier to see. If one person moves between vehicles, a driver card can make more sense.
You can also control what each card can be used for. Limits can be set by time, volume or dollar value, and odometer prompts can help keep records cleaner. For a small business, that may simply mean fewer awkward questions at the end of the month. For a larger fleet, it can give the manager a clearer picture of spend as it happens.
The reporting is practical, not just a feature-list item
BP Plus gives you GST-substantiated monthly statements and access to BP Plus Online around the clock. You can manage cards, request replacements, report a lost or stolen card and look at reporting without having to chase paper receipts.
If you use Xero, eligible BP Plus account holders can connect their invoice data to Xero. The BP Plus invoice can flow through as a draft bill, which can save some manual reconciliation work.
Qantas Points may add value for the right business
If your business is already part of Qantas Business Rewards, BP Plus can turn qualifying fuel and shop spend into Qantas Points. The current published rates are:
- 1 Qantas Point for every litre of bp Ultimate 98
- 1 Qantas Point for every 2 litres of eligible 91, 95, diesel and Ultimate Diesel fuel
- 1 Qantas Point for every $1 spent on eligible in-store purchases
- 1 Qantas Point for every 2 kWh of eligible bp pulse EV charging
My take here is simple: treat points as a useful extra, not the whole reason to choose a fuel card. The network, ongoing cost and controls should work first. Qantas Points are subject to eligibility rules and exclusions, so check the current BP Plus and Qantas Business Rewards terms before you count them into your savings.
BP Plus fees, fuel savings and payment terms
What does BP Plus actually cost?
When you’re comparing fuel card costs, look at the whole picture: the number of cards you need, your likely fuel volume and how you plan to pay. If you pay the account by credit card, BP says service fees may apply. .
What fuel discount do you get?
BP’s published standard offer currently lists 2 cents per litre off eligible regular fuel and 3 cents per litre off eligible premium fuel. Regular fuel includes Regular 91 and Diesel. Premium fuel includes Premium 95, Ultimate 98 and Ultimate Diesel. Autogas and AdBlue are excluded.
BP sometimes runs a stronger new-customer offer, often with a bigger cents-per-litre saving or bonus Qantas Points. Those offers change, have end dates and can include volume, customer-history or payment conditions. I would always look at the short-term offer versus the ongoing deal when comparing fuel cards.
How to apply for a BP fuel card
The BP Plus application is online and BP takes around 20 minutes, depending on the size of the business.
What I would have ready before starting:
- Your registered Australian Business Number (ABN)
- A current, valid driver licence
- Your business bank-account details or card-payment details for direct debit
- Driver names or vehicle identifiers for the cards you want to order
- Residential address and identity details for relevant partners, directors or owners
- Details of key people in the business
You need to be an eligible business representative, such as a director, partner or business owner, and you must be at least 18. BP will carry out identity verification and credit checks. If you are applying for a company or trust, BP may also need directors to sign a Deed of Guarantee and Indemnity.
The application process, step by step
- Check the BP network first. Before filling in the form, use BP’s site locator and look at the places your team actually refuels.
- Decide how you want the cards set up. Think about whether each card should follow a driver or a vehicle, and what each card should be allowed to buy.
- Gather the business details. Have your ABN, payment details, identity details and driver or vehicle information ready before you start.
- Complete the online application. Fill it in accurately and be ready to provide more information if BP needs it for the credit assessment.
- Set up the cards after approval. Before the cards go to drivers, set the permissions, PINs, limits and reporting preferences that suit your fleet.
How long does BP Plus approval take?
Completing the form is the quick part. Approval can take longer because it depends on your information and BP’s credit assessment.
If you need cards for a new contract, a new vehicle rollout or a busy period, I would give yourself plenty of time.
Where can you use a BP Plus card?
BP Plus is accepted at more than 1,400 BP sites across Australia, including BP-branded service stations, truck stops and truck-friendly sites. That gives the card useful metro and regional coverage, particularly for businesses that are already loyal BP customers.
The important detail is that site services vary. A BP site may not necessarily have the carwash, Wild Bean Cafe, truck facilities or mobile-payment option you need. The permissions on your card matter too. Before sending a driver somewhere, use BP’s live locator and check the individual site.
Can you pay with the BP Plus app?
Yes, but not at every BP location. The BP Plus app can be used at more than 700 mobile-payment-enabled stores. The app includes a Store Finder, which is the easiest way to check whether app payment is available before you arrive.
At an enabled store, drivers can open the app from the vehicle, choose the pump and fuel type, enter their passcode and then refuel. The transaction is added to the BP Plus account.
I like this feature for the time it can save drivers, especially on busy days. Just make sure the team understands that the app is not available at every BP site.
BP Plus and EV charging: what you need to know
A standard BP Plus card is not automatically ready for EV charging. If you want to use bp pulse, you need to order an eligible fuel-and-charge card.
That card can be set up for EV-only use or broader fuel-and-shop permissions. There are some limits available for fuel transactions, including transaction-volume, transaction-cost and purchase-time limits, cannot be applied to EV charging transactions.
Eligible customers can currently save 2 cents per kWh on eligible bp pulse charging and earn 1 Qantas Point for every 2 kWh charged. As with any fuel-card benefit, check the current BP Plus, bp pulse and Qantas terms before relying on it in your budget.
The bottom line
My view is that BP Plus is a good, practical card for a business that already fits naturally into the BP network. The card controls, reporting, app payment and fuel-and-charge option give it more depth than a simple fuel-discount card.
The trade-off is that you need to be comfortable with a BP-focused network. If your drivers use lots of brands or depend on independent sites, compare it carefully with a broader-network alternative. And before you apply, confirm the current fees and any promotion directly with BP.
How we review fuel cards
At Fuel Card Comparison, a leader in the Australian fuel-card comparison space, we look past the big headline offer. We focus on the everyday things that affect your business after the first fill-up: where the card works, what it actually costs, what happens after a promotion, how easy it is to manage, and whether it makes life easier for the person doing the books.
For this review, I checked BP Plus’ information, online application and fee schedule on 8 September 2026. I update reviews when a provider changes a material offer, fee or feature. Still, pricing and account terms can change, so it is always smart to get the final details in writing before choosing a fuel card.
Benefits
- Lowest credit card processing fees at 0.42% for Visa, 0.46% for Mastercard & 0% for AMEX
- Access to over 1,400 BP sites across Australia
- Access to the BP Specialist Discount Network of vehicle maintenance merchants
- Pay for EV charging with the pb plus card
Setbacks
- Not all BP stations accept payment via BP Plus app
Promotional Information
Card Facts
- Replacement card $15 per card
- Visa 0.42%
- MasterCard 0.46%
- Amex 0.00%
Extra Services
Monitoring
Security & Operations
FAQ
What sort of discount will I receive with the BP Plus card?
BP have an ongoing discount scheme with 2c off per litre on regular petrol and diesel, and 3c off per litre off premium 95 and 98 grade fuel such as their BP Ultimate range in both petrol and diesel. All BP Plus customers benefit from up to 51 days interest free credit. It also gives access to negotiated savings across BP's Merchant network. Some major accounts are eligible for a discount based on the volume of fuel purchased per annum, however many businesses choose to become BP Plus account holders without a discount, simply because of all the great benefits.
What kind of control can I put in place on my card?
Purchase restrictions can be placed on each BP Plus card to limit transactions to only those types of products required. Restriction can concern the nature of the fuel that is authorised for purchase (e.g.. only regular unleaded), or the nature of products. Other cards can for example be used for fuel, oil and servicing
Where can I use the BP Plus card for Fuel?
It can be used at any of the 1,400 BP Service Stations nationally. BP's network includes Beaurepaires, Bridgestone, Ultra Tune, Bob Jane T-Marts, Goodyear Tyre and Auto Centers, and Windscreens O'Brien. These suppliers also offer exclusive specials to BP Plus cardholders.
Are there BP discount codes?
Often times BP run promotional discounts targeting competing fuel card brands. i.e. searching for "7-Eleven Fuel Cards" may trigger an ad that leads to you to a special landing page on the BP website.
Can I use BP Plus Card for non-fuel purchases?
You can use BP Plus Card to access a network of non-fuel merchants including Beaurepaires, Bob Jane T-Marts, Bridgestone, O’Brien Autoglass, Tyrepower and Ultra Tune. BP Plus cards can also be used for warranty servicing at participating car dealerships.
Is BP Plus only for businesses?
Yes. BP Plus is a business fuel card. You need a registered Australian business with a valid ABN, and the account is designed for business or investment use rather than personal fuel spending.
Can I use BP Plus for personal use?
No. If you are looking for a card simply to pay for your own personal fuel, this is not the right product. Look at personal prepaid cards, gift cards or consumer loyalty programmes instead.
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