If your business spends a decent chunk of money on fuel each month, October is a pretty good time to take another look at your fuel card.
Several of Australia’s major fuel card providers are currently offering higher-than-usual introductory discounts, with savings of up to 10 cents per litre available depending on the card, fuel type and where you fill up.
The catch, as always, is in the detail. Some offers last three months, others run for more than a year, and the biggest headline discount isn’t necessarily the one that’ll save your business the most money over time.
We’ve gone through the current fuel card deals available in Australia for October 2026 to see what’s on offer.
Find out which fuel card suits your fleet
Fuel card deals available in October 2026
|
Fuel card |
Current offer |
Offer period |
Key conditions |
|
6c/L off + no card fees |
First 12 months on current roadside assistance offer |
Eligible businesses; conditions apply |
|
|
Up to 10c/L off eligible fuel at Shell |
First 3 months |
New customers; max 2,000 eligible litres; join by 16 October 2026 |
|
|
9c/L off + up to 200,000 Everyday Rewards points OR 7c/L off |
12 months or 18 months |
New eligible business customers; apply by 15 November 2026 |
|
|
8c/L off + triple Qantas Points |
First 8 months |
New customers; offer ends 30 November 2026 |
|
|
6c/L off all fuels |
First 6 months |
New accounts; apply by 31 October 2026 |
|
|
5c/L or 7c/L depending on fuel |
Current introductory discount |
Fuel Card restricted to 7-Eleven network |
Note: Offers and conditions were checked in late September 2026 and may change. Always check the provider’s current terms before applying.
Shell Card: 6c/L off and no card fees for 12 months
Shell also has a current offer worth putting on the comparison list.
Eligible new Shell Card customers applying through its roadside assistance promotion can receive 6 cents per litre off eligible fuel for 12 months, with monthly card and transaction fees waived during the same period.
The deal also includes 12 months of AGA Roadside Assistance for eligible vehicles.
Shell Card is accepted across a large Australian network, including Shell, Reddy Express, OTR, Liberty, Westside and Mogas locations, with Shell currently stating that its network covers around 1,600 service stations nationwide.
For a business buying 1,000 litres of eligible fuel each month, a 6c/L discount would equate to around $720 in fuel savings over 12 months, before considering the value of waived card fees or roadside assistance.
FleetCard: up to 10c/L off at Shell
The biggest headline discount this month comes from FleetCard. New FleetCard customers who open an account between 16 September and 16 October 2026 can receive up to 10 cents per eligible litre on petrol and diesel purchased at Shell during their first three months.
The promotion is capped at 2,000 eligible litres per account, which puts the maximum potential value of the 10c/L discount at around $200.
The benefit is also paid as a credit to the FleetCard account by the end of month four rather than simply appearing as an immediate 10c reduction every time you fill up.
Eligible fuel under the promotion is limited to petrol and diesel purchased at Shell-branded sites. LPG, AdBlue and other products and services aren’t included.
FleetCard itself has a much wider network, with the company saying its cards are accepted at more than 90% of Australian fuel sites. That makes it potentially useful for businesses whose drivers don’t always stick to one fuel brand, but the 10c/L promotion specifically applies to eligible Shell purchases.
If you’re interested in this one, there’s not much time to sit on it: applications need to be made by 16 October 2026.
AmpolCard: 9c/L for 12 months or 7c/L for 18 months
Ampol currently has one of the more interesting fuel card promotions because businesses can choose between two different deals rather than being given a single introductory rate.
Option one gives eligible new AmpolCard customers 9 cents per litre off eligible Ampol fuel for 12 months, plus the opportunity to collect up to 200,000 bonus Everyday Rewards points.
Alternatively, businesses can choose 7 cents per litre off for 18 months.
Both offers apply to eligible Diesel, Amplify Premium Diesel, Unleaded 91, E10, Amplify 95 and Amplify 98 purchases at participating Ampol and EG Ampol locations that accept AmpolCard. LPG and AdBlue aren’t included.
The promotion is open to eligible Australian businesses applying for a new AmpolCard account by 15 November 2026. Businesses generally need a valid ABN or ACN, must have been trading for at least six months and can’t have held an AmpolCard account within the previous 12 months.
Which AmpolCard deal works out better?
Purely on the fuel discount, it depends on how long you’re planning to keep using the card.
If a business buys 1,000 litres of eligible fuel per month, the 9c/L discount would equal around $90 a month, or $1,080 over the 12-month promotional period.
At the same fuel usage, the 7c/L offer would equal around $70 a month, but because it runs for 18 months, the total promotional saving would reach around $1,260.
That’s before putting any value on the Everyday Rewards points available with the 12-month option.
Once the promotional period finishes, Ampol currently lists its standard discounts as 4c/L on Amplify premium petrol, 3c/L on Amplify Premium Diesel and 2c/L on regular petrol and diesel.
BP Plus: 8c/L off and triple Qantas Points for eight months
Businesses that collect Qantas Points may want to look at the current BP Plus promotion.
New customers can currently receive 8 cents per litre off fuel for the first eight months, while also earning triple Qantas Points on eligible purchases.
The offer is available to eligible new BP Plus customers and is scheduled to end on 30 November 2026.
For a business purchasing 1,000 litres each month, an 8c/L discount represents around $80 per month, or roughly $640 across the eight-month introductory period, assuming all of that fuel qualifies for the promotional discount.
The additional Qantas Points could make the deal more valuable for businesses already using Qantas Business Rewards, although it’s worth comparing that benefit against the longer introductory periods available elsewhere.
United Fuel Card: 6c/L off for six months
United Petroleum is also running a fuel card promotion through October, offering approved new United Fuel Card customers 6 cents per litre off the pump price on all fuels for their first six months.
Applications need to be submitted by 31 October 2026, and the offer is limited to new accounts with a valid ABN. Businesses that have held a United Card account during the previous six months aren’t eligible.
There is a monthly card fee to factor into the calculation.
For businesses with one to four cards, the fee is currently $4.95 per card per month excluding GST, while businesses with five or more cards pay $2.95 per card per month excluding GST.
After the six-month discount period, the current fuel discount falls to 2 cents per litre off the pump price, while the monthly card fee continues to apply.
That makes fuel volume particularly important when assessing the United offer. A business buying relatively little fuel should calculate whether its fuel savings comfortably outweigh the card fee rather than looking at the 6c/L discount in isolation.
7-Eleven Fuel Card: up to 7c/L off
7-Eleven has taken a slightly different approach, with its current introductory discounts varying according to the type of fuel you buy.
Eligible customers can currently receive:
- 7c/L off Diesel Efficient, Extra 95 and Supreme+ 98
- 5c/L off Regular E10 and Regular Unleaded 91.
There are also two different card options.
The 7-Eleven Fuel Card is restricted to the 7-Eleven network of more than 670 fuel stores. It currently has no monthly card fee, although a $0.75 transaction fee applies.
The 7-Eleven Fuel Pass can be used across the 7-Eleven network plus an extended network, making it the more flexible option for businesses travelling more widely. It has a monthly card fee of $2.50 excluding GST, along with fees for some out-of-network transactions.
The lack of a monthly card fee on the standard Fuel Card makes it worth considering for smaller businesses that have convenient 7-Eleven locations nearby, although you’ll want to weigh that against being tied to a smaller network.
How much could these fuel card deals actually save?
Headline discounts are useful, but litres purchased matter more. Here’s what different per-litre discounts are worth based purely on fuel volume:
| Monthly fuel use | 5c/L discount | 6c/L discount | 7c/L discount | 8c/L discount | 9c/L discount | 10c/L discount |
|---|---|---|---|---|---|---|
| 500 litres | $25 | $30 | $35 | $40 | $45 | $50 |
| 1,000 litres | $50 | $60 | $70 | $80 | $90 | $100 |
| 2,000 litres | $100 | $120 | $140 | $160 | $180 | $200 |
| 5,000 litres | $250 | $300 | $350 | $400 | $450 | $500 |
These figures are illustrative and don’t account for card fees, transaction fees, promotional caps, differences in pump prices or restrictions on where the discount applies.
And that’s exactly why we’d avoid choosing a fuel card based solely on whoever has the biggest number plastered across the offer.
Is the biggest fuel card discount always the best deal?
Not necessarily. A 10c/L discount sounds better than a 7c/L discount, but if the 10c offer lasts three months and is capped at 2,000 litres while the 7c offer lasts 18 months, the longer promotion could ultimately deliver substantially more value.
There’s also the underlying pump price to consider. Saving 8c/L at a service station charging considerably more for fuel isn’t automatically cheaper than receiving a smaller discount from a lower pump price.
Before applying, look at:
- how many cents per litre you’ll actually save on the fuel you use
- how long the introductory discount lasts
- whether there’s a maximum number of discounted litres
- which service stations accept the card
- monthly card and transaction fees
- what the discount becomes after the promotion finishes
- whether rewards points have any genuine value to your business
- whether the card includes reporting, spending controls or accounting integrations you need.
For businesses with several vehicles, network coverage can be just as important as the discount. There’s little point saving another cent or two per litre if drivers regularly have to go out of their way to find an eligible service station.
Which fuel card deal should you consider in October?
There isn’t one deal that will suit every Australian business, and October’s offers make that particularly clear.
AmpolCard has one of the longer promotional periods, with the choice of 9c/L for 12 months or 7c/L for 18 months. BP Plus combines an 8c/L introductory discount with Qantas Points, while FleetCard has the highest headline discount at up to 10c/L, albeit with a much shorter promotional period and a 2,000-litre cap.
United offers a straightforward 6c/L discount for six months but charges monthly card fees, while 7-Eleven could make sense for smaller or local businesses that can take advantage of its network and no-monthly-fee Fuel Card. Shell Card’s current 6c/L offer is another longer-term option, particularly when the waived card fees and included roadside assistance are taken into account.
The best question isn’t simply, “Which fuel card has the biggest discount?”
It’s which card will save your business the most once you factor in how much fuel you buy, where your drivers actually fill up, the fees you’ll pay and what happens when the introductory offer ends.
And with several of the current promotions expiring in October and November, it’s worth doing that calculation sooner rather than later.
Information and promotional offers were checked in September 2026 and are intended as a general guide only. Offers, fees, eligibility requirements and discounts can change. Check the relevant provider’s current terms and conditions before applying.
