Whether you’re a freelancer or managing a corporate fleet, fuel discount cards (also known as fuel cards) help cut operating costs, offer cashback-style discounts, and simplify GST claims. In 2025, competition is fierce, with several cards offering record introductory bonuses tied to major rewards programs like Qantas Business Rewards, Velocity, Everyday Rewards, and Flybuys. Here’s how Australia’s leading fuel cards compare based on discounts, fees, rewards, and coverage.
Best Fuel Discount Cards in Australia 2025
| Card | Ongoing Discount (Petrol) | Intro Offer | Monthly Fee (ongoing) | Rewards Program | Accepted Sites |
| FleetCard Rewards⁺ | 1c–3c/L | Up to 110,000 Velocity Points (first year) + 3c at 7-Eleven/Ampol; 6c at Shell for 6 months | $5.99 | Velocity | 6,200+ |
| Shell Card | 2c–4c/L | 1 pt / $2 base or 8 pt/L via app offers + 7c off all fuel for 6 months and no monthly card fee | $2.50 | Flybuys / Velocity | 1,500+ |
| BP Plus | 2c/L | 6c/L for 6 months + up to 75,000 Qantas Points | $2.95–$4.95 | Qantas Business Rewards | 1,400+ |
| WEX Motorpass | 1c/L | NA | $5.99 | – | 6,000+ |
| AmpolCard | 4c/L | 8c/L for 10 months | $2.95 | Everyday Rewards | 2,000+ |
| 7-Eleven Fuel Card | 2-4c/L | 10c/L for 6 months | $0 | – | 640+ |
| United Card | 4c/L | 5c/L for 10 months | $2.50 | – | 500+ |
Data current to October 2025. Offers may vary by usage volume and end date.
Best Overall: BP Plus (Qantas Rewards)
Why it stands out: Strong network coverage, Qantas Business Rewards integration, and an industry-leading sign-up bonus. Businesses that drive frequently can convert fuel spend directly into flights or upgrades.
Ideal for: Small to mid-size businesses, corporate travellers, and Qantas Loyalty members.
Highlights:
- 6c/L discount for six months, then 2c ongoing.
- Up to 75,000 Qantas Points potential.
- Flexible credit terms (21 days interest-free).
Best for Maximum Rewards: FleetCard Rewards⁺ (Velocity)
Why it stands out: It’s the only multi-brand card linked to Velocity Frequent Flyer. You can fill up at over 6,000 locations and still earn points.
Ideal for: Businesses with mixed fleets using Shell, BP, Ampol, or United sites.
Highlights:
- Up to 110,000 Velocity Points in year one.
- Ongoing 1 point per litre.
- Accepted at nearly every major fuel brand.
Best Everyday Saver: AmpolCard (Everyday Rewards)
Why it stands out: Strong ongoing discount, broad network, and retail-based rewards that convert directly to Woolworths dollars.
Ideal for: Small operators or families who prefer grocery savings over airline points.
Highlights:
- 4c/L ongoing, 8c/L for first 10 months.
- 1 Everyday Reward Point per $1 spent.
- Integrates with Ampol app for receipts and spend tracking.
Best for Metro Drivers: Shell Card (Flybuys)
Why it stands out: Flexibility to choose between cents-off discounts or Flybuys Points. Excellent app integration for Coles Express users.
Ideal for: Metro commuters and retail loyalty members.
Highlights:
- Earn up to 8 Flybuys Points per L or take 4c/L off.
- $2.50 monthly fee.
- 1,500+ locations nationwide.
Best No-Fee Card: 7-Eleven Fuel Pass
Why it stands out: Zero account or transaction fees, short-term 10c per litre promotion, and easy sign-up.
Ideal for: Sole traders or freelancers refuelling mainly in metro areas.
Highlights:
- 10c/L off for six months, 2c/L ongoing.
- No monthly or joining fees.
Best for Regional Routes: WEX
Why it stands out: The WEX Motorpass network covers more locations than any other fuel card, with access to over 6,000 partner stations nationwide including Ampol, BP, Shell, United, Liberty, and smaller independents. It’s especially useful for regional businesses or contractors who can’t rely on a single fuel brand.
Ideal for: Regional operators, transport businesses, and trades covering remote routes.
Highlights:
- Accepted at 6,000+ sites across Australia
- Works with most major fuel brands
- Consolidated reporting and flexible fleet controls
Fees and Terms Snapshot
Most business-grade fuel cards offer 21–51 days interest-free. Ongoing costs vary from $0 to $5.99 per card per month. Visa/Mastercard surcharges typically sit around 1.15–1.30 percent, while Amex averages 2.1 percent. If you manage multiple vehicles, it’s worth negotiating multi-card pricing, as providers like BP Plus drop fees to $2.95 per card once you hold three or more.
What to Look for When Choosing A Fuel Discount Card
- Coverage – Does the card work at your regular stations? F
- Discount Type – Decide if you prefer cents-off or rewards points.
- Fees vs. Usage – Low-mileage drivers benefit most from no-fee cards; fleets can offset higher fees with bulk discounts.
- App & Reporting – Look for cards with mobile apps or downloadable tax summaries.
- Payment Terms – Longer interest-free windows help cash-flow.
Fuel Discount Card FAQs
How much can I save each year with a fuel discount card?
If you drive 20,000 km at 8 L/100 km, that’s roughly 1,600 L of fuel. A 5c/L discount saves about $80 per year per vehicle, not including rewards value or GST benefits.
Can sole traders apply?
Yes. Cards like Shell Card accept ABNs with no fleet minimums.
Are the promo offers stackable with retail rewards?
Usually, yes. For example, AmpolCard holders can earn Everyday Rewards Points on top of the 8c/L intro discount.
The Bottom Line
Fuel prices are unpredictable, but these fuel discount cards guarantee steady savings and perks every time you fill up.
Compare and check eligibility at Fuel Card Comparison to find your best fuel discount card in 2025.
Check Your Fuel Card Eligibility
*Fuel discounts and any fees listed are indicative only and subject to change. Actual savings often depend on factors such as business usage, monthly spend, card type, and provider terms. Always check with your chosen fuel card provider for the most up-to-date rates and eligibility criteria.
