Fuel card offers have never been more rewarding. Between bonus points, six-month promos, and stackable discounts, it’s possible to earn flights, gift cards, or hundreds in savings every year. Here’s how to double-dip across Shell Card, FleetCard, BP Plus, AmpolCard and more.
Fuel cards are no longer just about cutting a few cents per litre. The biggest rewards now come from combining short-term fuel discounts with long-term loyalty value. In 2025 alone, BP Plus, Shell Card, AmpolCard, and FleetCard Rewards have all run major promotions that let businesses stack points, discounts, and bonuses – if you time it right. Here’s how.
1. Combine Fuel Discounts With Bonus Points Offers
Several cards are offering record introductory promos this quarter:
- BP Plus + Qantas Business Rewards: 6c/L discount for six months and up to 75,000 Qantas Points for new accounts (1,000L+ in month one and 15,000L+ in six months).
- FleetCard Rewards⁺ + Velocity: Up to 110,000 bonus Velocity Points in the first year, plus ongoing 1 point per litre on fuel across multiple brands.
- AmpolCard + Everyday Rewards: Ongoing 4c/L discount when linked to Woolworths spend, plus 1 point per $1 spent on fuel or in-store purchases.
- Shell Card + Flybuys: Earn up to 8 Flybuys Points per litre or choose 4c off per litre through the Flybuys app’s digital offers.
Hack: Sign up during promo windows. For a business using 15,000L in six months, BP Plus’ 75,000 Qantas Points are worth $1,300–$1,500 in flight value when used for international Business Class upgrades.
2. Link and Convert for Higher Redemption Value
Redeeming points well is just as important as earning them.
| Card | Points Program | Conversion or Value Path | Best-Use Value |
| BP Plus | Qantas Business Rewards | Direct redemption | 1.8–12c/point (Business flights) |
| Shell Card | Flybuys → Velocity | 2:1 conversion | 0.8–2c/point |
| FleetCard Rewards⁺ | Velocity Frequent Flyer | Direct redemption | 1.7–4c/point (Business flights) |
| AmpolCard | Everyday Rewards → Qantas | 2:1 conversion | 0.9–6c/point |
Hack: Converting Everyday Rewards or Flybuys points to frequent flyer programs almost always delivers higher value than using them for retail discounts.
For example, converting 100,000 Everyday Rewards points into 50,000 Qantas Points can return $900–$1,000 in long-haul flight value instead of $500 in Woolworths vouchers.
3. Stack Supermarket Spend With Fuel
The best double-dip happens when grocery and fuel programs overlap.
- AmpolCard + Everyday Rewards: Spend $30+ at Woolworths and scan within 28 days to activate a 4c/L discount, which stacks with AmpolCard’s own 2–4c/L ongoing rate.
- Shell Card + Flybuys: Shop at Coles or Kmart and activate 8 points/L offers through the Flybuys app before refuelling.
Example:
A business spending $1,200 a month on fuel and $1,000 on groceries could save about $480 a year in fuel discounts and earn 40,000 Everyday Rewards points worth another $200 in vouchers or $400 in converted Qantas flight value.
A Brief History of Fuel Cards & Rewards
Fuel cards in Australia began as business payment tools in the 1980s, created mainly for fleet management and expense tracking rather than customer rewards. Companies like Shell, BP, and Caltex issued proprietary cards for fuel credit, while multi-brand cards such as FleetCard helped businesses centralise spending and reporting.
The idea of linking fuel to loyalty programs took off in the early 2000s when Woolworths launched supermarket-linked fuel discounts, soon matched by Coles and Shell. Shoppers could earn a 4c-per-litre discount through supermarket dockets, a model that quickly became standard.
By the mid-2000s, rewards shifted toward points-based programs. Everyday Rewards (2007–08) tied Woolworths and Ampol/EG fuel purchases to Qantas Points, while BP and Velocity Frequent Flyer launched a partnership in 2015. Since then, fuel cards like BP Plus and FleetCard Rewards⁺ have evolved to offer both fuel savings and airline loyalty points, turning everyday business expenses into travel and reward opportunities.
A Note on Redemption Changes After Flybuys Travel Closure
As of 1 October 2025, Flybuys Travel is shutting down, which means Flybuys Points can no longer be redeemed directly for flights or hotels.
What to do instead: Convert Flybuys Points to Velocity Frequent Flyer Points (2:1 rate) to keep travel redemptions alive. For frequent domestic travellers, Velocity points often hold 1.7–1.9c per point in flight value – nearly identical to Qantas.
TLDR: Which Fuel Card Offers the Best Points Value?
If you’re chasing the best ongoing rewards program
BP Plus (Qantas Business Rewards) still leads for long-term value.
- You earn 1 Qantas Point per 2L of regular fuel (1 point/L for Ultimate) and can redeem through Qantas’ huge global network.
- Points hold strong value: roughly 1.8–2c per point, and up to 12c per point for premium international upgrades.
- The program integrates directly with Qantas Business Rewards, so points go to the business rather than individuals.
FleetCard Rewards⁺ (Velocity Frequent Flyer) is close behind.
- It’s a multi-brand card accepted at 90% of sites nationwide, earning 1 Velocity Point per litre.
- Velocity Points are slightly less valuable than Qantas Points (average 1.7–1.9c per point), but easier to redeem for domestic and short-haul travel.
- Strong for fleets that refuel at mixed-brand sites.
AmpolCard (Everyday Rewards) has the best day-to-day earn + discount combo.
- You earn 1 point per $1 spent plus 4c/L off when stacking with Woolworths spend.
- Everyday Rewards Points can convert to Qantas Points (2:1 ratio), giving both flexibility and ongoing savings.
- Best for sole traders or small businesses who shop and fuel through the Woolworths/Ampol ecosystem.
If you’re chasing the biggest short-term return
The sign-up bonuses right now are far more valuable than regular earn rates:
- BP Plus: Up to 75,000 bonus Qantas Points + 6c/L off for 6 months (worth $1,300+ in flight value if redeemed well).
- FleetCard Rewards⁺: Up to 110,000 bonus Velocity Points across the first year (worth about $2,000 in premium flight value).
- AmpolCard: Consistent 4c/L off plus conversion to Qantas via Everyday Rewards, but fewer upfront bonuses.
The Bottom line
If you want the strongest long-term program, go with BP Plus (Qantas Business Rewards) for Qantas flyers or FleetCard Rewards⁺ (Velocity) for Virgin loyalists.
If you want the best short-term return, those introductory bonus offers are where the biggest wins happen, especially for high-volume users in their first six months.
For most small businesses, pairing AmpolCard (for steady savings) with BP Plus or FleetCard Rewards⁺ (for travel value) covers both sides: consistent discounts now and high-value points later.
Looking for a Fuel Card? Find Your Best Fit
Choosing the right card depends on how your business fuels, travels, and redeems rewards.
Use our fuel card comparison tool and eligibility checker to see which cards you qualify for and how much you could save in discounts or points value each year.
Check Your Fuel Card Eligibility
FAQs
Who earns the points: the business or the individual driver?
Fuel card rewards are usually earned by the account holder, not the individual employee using the card. In most cases, this means the business receives the points through its main account (for example, Qantas Business Rewards for BP Plus or Velocity Business Flyer for FleetCard Rewards⁺).
However, if the fuel card is set up in an individual’s name and linked to a personal loyalty account, the points can go directly to that person. This setup often suits sole traders, small business owners, or managers whose cards are issued in their own names but billed to a business account.
For larger fleets, employees typically don’t earn personal points unless the program was configured that way from the start. It’s worth checking how your provider structures the account before assuming who gets the rewards.
Which Australian fuel card gives the best rewards value right now?
BP Plus offers the highest-value return overall in late 2025, combining up to 6c/L off fuel and 75,000 bonus Qantas Points for new customers. AmpolCard follows closely with 4c/L off and Everyday Rewards points that can convert to Qantas Points.
How much are Qantas Points and Velocity Points actually worth?
Qantas and Velocity Points are typically worth around 1.8–2c each for Classic Reward flights, but can reach 6–12c per point for premium cabin international seats. Using points for gift cards or fuel gives much lower value, around 0.5–1c per point.
How can small businesses double-dip on fuel savings and points?
Link your business fuel card to a loyalty account, activate digital offers, and refuel during promo periods. For example, AmpolCard users who spend $30+ at Woolworths get an extra 4c/L off while still earning Everyday Rewards points.
How much can a small business save each year by stacking fuel rewards?
A business running three vans using 1,200 litres each per month could save $800–$1,200 a year by stacking fuel discounts and points redemptions. Larger fleets can earn thousands in combined value through bonus offers and high-value Qantas or Velocity flight redemptions.
